What is the Credit Card Grace Period

What is the Credit Card Grace Period A simple explanation of this is – when you start off with a 0 balance on your new credit card,you will be given a certain amount of time until which to pay your card balance- if any until you start accruing interest(finance charges) on it. An example of […]

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22 reasons kylie jenner is a billionaire at 23

22 reasons kylie jenner is a billionaire at 23

How did Kylie Jenner beat Mark Zuckerberg to become the worlds youngest self made billionaire  at 23? 1.Shes an Instagram goddess.She uses Instagram as a marketing platform to reach out to her 136 million followers and entices them with her pout and then showcases her latest Kylie skin care line. 2.Leverage your insecurity– Its been […]

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How is customs cleared in the US?

The next time you want to get a large parcel from China or any other country outside the US,if it by air or ocean shipping,and if it may require customs clearance you can go through the following article to clear any of your doubts. In the US,the CBP – Customs and border protection is the […]

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Will America’s trade tussle with China affect you

In the last few posts I have been advocating to my readers about  buying products from major Chinese etailing websites.In the midst of that I read about the ouster of Huawei and subsequently Honor from American markets. Trump has placed Huawei on the entity list- or blacklist if you will.This seems to be the start […]

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Aliexpress to America – Should you do it

Everyone in America knows about Amazon.com,but have you heard of Aliexpress.com or Alibaba.com?It is a huge e commerce platform in China that caters to users all over the globe and is owned by Jack Ma.Whats so special about Aliexpress you may ask-For one it is very cheap and you can get bargains on clothing,toys,electronics and […]

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What Your Credit Score Is Made Of

What Your Credit Score Is Made Of – Your credit score is an amalgamation of a few factors like your previous payment history,your spending habits,repaying capability,types of loans and cards you own and others.These factors contribute to a score that is usually in the 300s and can go as high as the 800s. Depending on […]

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Factors That Affect Your Credit Score

Factors That Affect Your Credit Score – Your credit score is one of the most important financial metrics that will govern your life until way past your retirement age.Most debt sticks with us for a good part of our adult age and how well we learn to manage it,juggle it and eventually pay it off […]

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What is a Good Credit Utilization Ratio?

What is a Good Credit Utilization Ratio? – For those who didnt read my previous article on what credit utilization is,ill sum it up in a single para here.Credit Utilization is a ratio between the balance amount you have spent on your card and the total credit limit you re allowed to spend.This total credit limit […]

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